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Mortgage Companies

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Eligible Collateral
▪  Seasoned loans
▪  Small-balance commercial loans
▪  Loan pools of multiple types
▪  Loans from CMO collapses
▪  Non-conforming loans
▪  Investor repurchases
▪  Insured and uninsured
▪  FHA/VA loans
▪  Loans serviced by others
▪  Sub- and re-performing loans
▪  Non-performing loans
▪  Seller-financed loans

Loan Pool Size: $1 Million and up.

Bayview offers several loan sale solutions for mortgage companies. In addition, our expertise and exclusive focus on residential and commercial real estate loans allows us to provide you with competitive pricing, a consistent due diligence process and funding reliability.

Through loan sales, mortgage companies can achieve the following:
  • Generate Liquidity
  • Manage Performance
  • Grow Your Portfolio

Liquidity Management
Liquidity management is critical in today's market. As one of a few long term players on the market today, Bayview continues to have a strong appetite for a wide variety of mortgage loan types, including:
  • Residential & commercial
  • Non/sub-performing
  • Watch list loans/classified assets
  • Insured & uninsured FHA/VA loans
  • Loan pools with multiple product types
  • Seller-financed loans
  • Loans from CMO collapses
  • Investor repurchases

Performance Management
Loan sales can be a very effective performance management tool for mortgage companies.
Bayview is flexible enough to find solutions that best meet your needs. Bayview can:
  • Analyze loan pools in order to make loan sale recommendations
  • Purchase non-conforming loans, such as scratch and dent
  • Purchase buybacks as a result of early payment defaults (EPDs)
    or investor programs that are no longer available

Portfolio Growth
Clients who hold loans for the longer term must clean out their portfolios or warehouse lines of lower performing assets or assets that are no longer aligned with the organization's objectives.

Bayview can help these lenders identify which loan sales make sense for their business objectives, freeing up their warehouse lines and allowing them to focus on portfolio growth.